Why do I need a transfer switch for a generator?
To stop backfeeding. SMUD warns that a generator that isn't properly installed can send electricity back through dead power lines and electrocute you or a utility worker, and that the law holds the generator owner responsible for injuries or damage. PG&E says never to connect a generator to another power source, including its lines.
SMUD requires an approved transfer switch for a permanent standby generator and says your city or county building department must inspect any permanently installed generator. PG&E asks customers to have wiring changes inspected and to let PG&E know about the backup system once it's installed.
Transfer switch, interlock, or extension cords?
There are safe ways to use a generator and one common unsafe one:
- Extension cords: plug a few appliances straight into a portable generator. No electrician needed, but PG&E says to use correctly sized cords and never run them under rugs.
- Manual transfer switch: a small panel with selected circuits that you switch over to generator power. A good fit for portable generators.
- Interlock kit: a sliding plate on your main panel that lets only the generator breaker or the main breaker be on at one time.
- Automatic transfer switch: starts a standby generator and switches over by itself when power fails.
- Unsafe: plugging a generator into a wall or dryer outlet. SMUD doesn't recommend connecting a generator to home wiring this way, because one missed step can backfeed the grid.
Do PG&E power shutoffs affect Sacramento-area homes?
Mostly in the foothills. PG&E plans Public Safety Power Shutoffs when low humidity, high winds, and dry vegetation raise wildfire risk, and homes in its Tier 2 and Tier 3 fire-risk areas are more likely to be affected. PG&E serves foothill communities such as Auburn, Placerville, Cameron Park, El Dorado Hills, Loomis, and Granite Bay.
SMUD says Sacramento County is not designated as a high fire threat area and that it would shut off power only as a last resort. Its biggest wildfire risk is around its hydroelectric project in El Dorado County.
PG&E's Backup Power Transfer Meter program, which gives eligible high-fire-risk customers a free meter for connecting a compatible generator, was fully subscribed for 2026. Its Generator and Battery Rebate, up to $300 plus up to $200 more for CARE or FERA customers in Tier 2 or 3 areas, had about 125 rebates left as of October 15, 2026.
How do I run a generator safely?
Carbon monoxide is the biggest generator danger. The CPSC says nearly 100 people die in the U.S. each year from carbon monoxide poisoning caused by portable generators.
- Run it outdoors only, at least 20 feet from the house, with the exhaust pointed away from doors and windows.
- Never run it in a garage. The CPSC says opening doors or windows won't vent enough carbon monoxide.
- Install battery-operated or battery-backup CO alarms on each level and outside sleeping areas.
- Keep the load within the generator's rating, and store fuel outside the house, as PG&E advises.
Do I need a permit for a transfer switch?
Yes. A transfer switch or interlock changes your home's wiring, so it needs an electrical permit and an inspection from your city or county building department. Both SMUD and PG&E point customers to the local building department for that inspection. A licensed C-10 contractor should pull the permit.
How much does a generator transfer switch cost?
National guides, not Sacramento prices: Angi puts a manual transfer switch at $400 to $1,300 installed and an automatic switch at $600 to $2,500, with an average project around $1,450 (2026), plus $50 to $350 for the permit. HomeGuide lists interlock kits at $400 to $850 installed. Fixr's 2022 estimate for a whole-house standby generator's transfer switch was $2,700 to $3,700, including wiring and labor.
| Option | Best for | Typical installed cost |
|---|---|---|
| Extension cords | A few appliances on a portable generator | Cords only; no electrical work |
| Interlock kit | Portable generator feeding the main panel | $400 to $850 (HomeGuide) |
| Manual transfer switch | Portable generator on selected circuits | $400 to $1,300 (Angi, 2026) |
| Automatic transfer switch | Standby generator | $600 to $2,500 (Angi, 2026) |
| Whole-house standby transfer switch | Large standby systems | $2,700 to $3,700 (Fixr, 2022) |
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Frequently asked questions
Can I plug my generator into a wall outlet?
Do I need to tell SMUD or PG&E about my generator?
Can an electrician connect my portable generator to my panel?
Sources
- Safety tips around the home: generators — SMUD
- Backup Power Safety — PG&E
- Public Safety Power Shutoffs — PG&E
- Wildfire safety — SMUD
- Backup Power Transfer Meter Program — PG&E
- Generator and Battery Rebate Program — PG&E
- Winter Storm May Knock Out Power; CPSC Warns of Deadly Carbon Monoxide and Fire Risks (February 19, 2026) — U.S. Consumer Product Safety Commission
- How Much Does It Cost To Install a Generator Transfer Switch? [2026 Data] — Angi
- Generator Transfer Switch Installation Cost — HomeGuide
- Cost to Install Whole House Generator (updated August 19, 2022) — Fixr